• Consider a backdoor Roth if you make too much to contribute to a Roth IRA

    A Roth IRA is an individual retirement account that allows a person to set aside after-tax income up to a specified amount each year. Both earnings on the account and withdrawals after age 59 1/2 are tax free if it has been at least five years since you first opened and contributed to your Roth IRA, regardless of your age when you opened it.

  • Looking for an alternative to a stretch IRA? Consider life insurance

    Retirement account owners looking to lower tax bills for their heirs may be concerned that the opportunity to “stretch their IRA” is eliminated for most people now that the SECURE Act has passed.

  • Using insurance to help protect your income

    Protecting that valuable asset is just as important as insuring your home or your car, when it comes to your family’s safety and security.

  • Evaluating your college savings withdrawal strategy

    Congratulations—your child has been accepted into college! As you prepare for this exciting transition, it is likely that you have been saving for some time, and now you are ready to start withdrawing from your college savings account(s).

  • The seven smartest ways to pay for college

    Senior Estate Planner, Mike Repak, discusses the best strategies to fund college education today and provides tips on how to save.

  • Prevent identity theft

    Check it out: Everything is a little easier when you have a list of steps to help you accomplish your objective. Here are some things you can do.

  • Why use life insurance in estate planning

    Conversations about estate-tax planning and life insurance often go hand-in-hand. Why? Because life insurance can be a way to help loved ones pay for estate taxes, as well as to provide estate liquidity.

  • Protecting your financial legacy

    There are a variety of ways life or long-term care insurance can help you prepare for life’s worse-case scenarios and help you preserve your financial legacy.

  • Retirement plans for the self-employed: Choosing the right plan for you

    Janney Senior Retirement Planning Specialist, Joe McDonald, discusses some retirement plan options specifically for self-employed individuals without any employees.

  • Five common investment tax filing errors

    Senior Estate Planner, Mike Repak, explains some common tax filing errors and how to avoid them.

Article Authors

For more information about Janney, please see Janney’s Relationship Summary (Form CRS) on www.janney.com/crs which details all material facts about the scope and terms of our relationship with you and any potential conflicts of interest.

To learn about the professional background, business practices, and conduct of FINRA member firms or their financial professionals, visit FINRA’s BrokerCheck website: http://brokercheck.finra.org/